.elementor-1378 .elementor-element.elementor-element-89d967e{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1378 .elementor-element.elementor-element-5e2b363{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1378 .elementor-element.elementor-element-8a3cd8d{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1378 .elementor-element.elementor-element-26a491b{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1378 .elementor-element.elementor-element-7636a38{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}:root{--page-title-display:none;}/* Start custom CSS for html, class: .elementor-element-01c97d4 */.pwu-calc-hero {
  background: #232730;
  padding: 100px 40px 80px;
  font-family: 'Montserrat', sans-serif;
}

.pwu-calc-hero-inner {
  max-width: 1140px;
  margin: 0 auto;
}

.pwu-calc-hero .pwu-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #77a2c5;
  margin-bottom: 24px;
}

.pwu-calc-hero .pwu-eyebrow::after {
  content: '';
  display: block;
  width: 32px;
  height: 1px;
  background: #77a2c5;
  opacity: 0.6;
}

.pwu-calc-hero h1 {
  font-family: 'Montserrat', sans-serif;
  font-size: 3rem;
  font-weight: 700;
  color: #FFFFFF;
  line-height: 1.15;
  margin: 0 0 24px;
  max-width: 760px;
  letter-spacing: -0.01em;
}

.pwu-calc-hero-sub {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.125rem;
  font-weight: 400;
  color: rgba(241, 241, 241, 0.75);
  line-height: 1.7;
  max-width: 600px;
  margin: 0 0 64px;
}

.pwu-calc-hero-sub strong {
  color: #77a2c5;
  font-weight: 600;
}

.pwu-stat-strip {
  display: grid;
  grid-template-columns: repeat(3, auto);
  justify-content: start;
  gap: 0;
  border-top: 1px solid rgba(119, 162, 197, 0.2);
  padding-top: 40px;
  max-width: 680px;
}

.pwu-stat {
  padding-right: 40px;
}

.pwu-stat + .pwu-stat {
  padding-left: 40px;
  border-left: 1px solid rgba(119, 162, 197, 0.15);
}

.pwu-stat:last-child {
  padding-right: 0;
}

.pwu-stat-value {
  font-family: 'Montserrat', sans-serif;
  font-size: 2rem;
  font-weight: 700;
  color: #FFFFFF;
  line-height: 1;
  margin-bottom: 6px;
  letter-spacing: -0.02em;
}

.pwu-stat-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: #999999;
  line-height: 1.5;
}

.pwu-scroll-cue {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 56px;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(241, 241, 241, 0.35);
}

.pwu-scroll-arrow {
  width: 18px;
  height: 18px;
  border-right: 1.5px solid rgba(119, 162, 197, 0.4);
  border-bottom: 1.5px solid rgba(119, 162, 197, 0.4);
  transform: rotate(45deg);
  margin-top: -4px;
  animation: pwuBounce 1.8s ease-in-out infinite;
}

@keyframes pwuBounce {
  0%, 100% { transform: rotate(45deg) translateY(0); opacity: 0.4; }
  50%       { transform: rotate(45deg) translateY(4px); opacity: 0.8; }
}

@media (max-width: 768px) {
  .pwu-calc-hero {
    padding: 80px 24px 60px;
  }
  .pwu-calc-hero h1 {
    font-size: 2.25rem;
  }
  .pwu-stat-value {
    font-size: 1.5rem;
  }
  .pwu-stat-label {
    font-size: 0.65rem;
  }
  .pwu-stat {
    padding-right: 24px;
  }
  .pwu-stat + .pwu-stat {
    padding-left: 24px;
  }
}

@media (max-width: 480px) {
  .pwu-stat-strip {
    grid-template-columns: 1fr;
    max-width: 100%;
  }
  .pwu-stat {
    padding-right: 0;
    padding-bottom: 28px;
  }
  .pwu-stat + .pwu-stat {
    border-left: none;
    border-top: 1px solid rgba(119, 162, 197, 0.15);
    padding-left: 0;
    padding-top: 28px;
  }
  .pwu-scroll-cue {
    display: none;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-4aa9c33 *//* =============================================
   SECTION 2 — MORTGAGE CALCULATOR (COMPLETE)
   ============================================= */

.pwu-calc-section {
  background: #F1F1F1;
  padding: 100px 40px;
  font-family: 'Montserrat', sans-serif;
  box-sizing: border-box;
  overflow-x: hidden;
}

.pwu-calc-inner {
  max-width: 1140px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr; /* Weighted grid for clarity */
  gap: 64px;
  align-items: start;
}

/* --- LABELS & TYPOGRAPHY --- */
.pwu-label {
  display: block;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #999999;
  margin-bottom: 10px;
}

.pwu-field-note {
  margin-top: 8px;
  font-size: 0.7rem;
  font-weight: 500;
  color: #999999;
  letter-spacing: 0.04em;
}

/* --- INPUTS & SLIDERS --- */
.pwu-field {
  margin-bottom: 32px;
  width: 100%;
}

.pwu-input-row {
  display: flex;
  align-items: center;
  border-bottom: 1.5px solid #E1E1E1;
  padding-bottom: 8px;
  gap: 8px;
  transition: border-color 0.3s ease;
}

.pwu-input-row:focus-within {
  border-color: #77a2c5;
}

.pwu-input {
  flex: 1;
  border: none;
  outline: none;
  background: transparent;
  font-family: 'Montserrat', sans-serif;
  font-size: 1.125rem;
  font-weight: 600;
  color: #333333;
  width: 100%;
  min-width: 0; /* Prevents overflow */
}

.pwu-slider {
  width: 100%;
  margin-top: 16px;
  -webkit-appearance: none;
  height: 3px;
  background: #E1E1E1;
  border-radius: 2px;
  outline: none;
}

.pwu-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #77a2c5;
  border: 2.5px solid #FFFFFF;
  box-shadow: 0 0 0 1px #77a2c5;
  cursor: pointer;
}

/* --- CONTROLS --- */
.pwu-term-group {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
}

.pwu-term-btn {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.8rem;
  font-weight: 600;
  padding: 12px 0;
  border: 1.5px solid #E1E1E1;
  background: transparent;
  color: #999999;
  cursor: pointer;
  transition: 0.3s;
}

.pwu-term-btn.pwu-active {
  background: #232730;
  border-color: #232730;
  color: #FFFFFF;
}

.pwu-toggle-wrap {
  display: flex;
  border: 1px solid #E1E1E1;
  border-radius: 2px;
}

.pwu-toggle-btn {
  font-size: 0.7rem;
  font-weight: 600;
  padding: 4px 12px;
  border: none;
  background: transparent;
  color: #999999;
  cursor: pointer;
}

.pwu-toggle-btn.pwu-active {
  background: #232730;
  color: #FFFFFF;
}

/* --- RESULTS CARD --- */
.pwu-results-card {
  background: #FFFFFF;
  border: 1px solid #E1E1E1;
  padding: 40px;
  position: sticky;
  top: 40px;
  text-align: center;
}

.pwu-results-total {
  font-size: 2.75rem;
  font-weight: 700;
  color: #232730;
  margin-bottom: 32px;
}

.pwu-donut-wrap {
  width: 140px;
  height: 140px;
  margin: 0 auto 32px;
}

.pwu-donut {
  width: 100%;
  height: 100%;
  transform: rotate(-90deg); /* Starts the chart at the top */
}

.pwu-donut-track {
  fill: none;
  stroke: #F1F1F1;
  stroke-width: 20;
}

.pwu-donut-seg {
  fill: none;
  stroke-width: 20;
  stroke-linecap: flat; /* Professional squared edges */
  transition: stroke-dasharray 0.4s ease, stroke-dashoffset 0.4s ease;
}

/* Specific Segment Colors */
#pwu-seg-pi { stroke: #77a2c5; }  /* Light Blue */
#pwu-seg-tax { stroke: #232730; } /* Navy */
#pwu-seg-ins { stroke: #A1A1A1; } /* Mid Gray */
#pwu-seg-pmi { stroke: #D1D1D1; } /* Light Gray */

/* --- BREAKDOWN --- */
.pwu-breakdown {
  width: 100%;
  margin-top: 20px;
}

.pwu-breakdown-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 0;
  border-bottom: 1px solid #F1F1F1;
}

.pwu-breakdown-row span {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.85rem;
  font-weight: 500;
  color: #333333;
}

.pwu-breakdown-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  display: inline-block;
}

#pwu-val-pi, #pwu-val-tax, #pwu-val-ins, #pwu-val-pmi {
  font-weight: 700;
  color: #232730;
}

.pwu-breakdown-row {
  display: flex;
  justify-content: space-between;
  padding: 10px 0;
  border-bottom: 1px solid #F1F1F1;
  font-size: 0.85rem;
}

/* =============================================
   RESPONSIVE DESIGN (FIXES OVERFLOW)
   ============================================= */

@media (max-width: 1024px) {
  .pwu-calc-inner {
    grid-template-columns: 1fr;
    gap: 48px;
  }
  .pwu-results-card {
    position: static;
  }
}

@media (max-width: 767px) {
  .pwu-calc-section {
    padding: 60px 20px;
  }

  /* Reset all split rows to single column */
  .pwu-field-row {
    display: flex !important;
    flex-direction: column;
    gap: 32px;
  }

  .pwu-input {
    font-size: 16px !important; /* Prevents auto-zoom on mobile */
  }

  /* Adjust Steppers for fat-finger accessibility */
  .pwu-step-btn {
    width: 44px;
    height: 44px;
  }

  .pwu-results-total {
    font-size: 2.25rem;
  }

  /* Force the calculator inner to be exactly viewport width */
  .pwu-calc-inner {
    width: 100%;
    overflow-x: hidden;
  }

  /* Ensure term buttons don't break the grid */
  .pwu-term-group {
    gap: 5px;
  }
  
  .pwu-term-btn {
    font-size: 0.7rem;
  }

  /* Sticky bar for mobile view */
  .pwu-sticky-bar {
    display: flex;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: #232730;
    padding: 15px 20px;
    justify-content: space-between;
    z-index: 9999;
  }
}

/* Extra safety for very small phones */
@media (max-width: 380px) {
  .pwu-results-total {
    font-size: 1.8rem;
  }
  
  .pwu-term-group {
    grid-template-columns: repeat(2, 1fr); /* 2x2 grid for tiny screens */
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-1d60816 *//* =============================================
   SECTION 3 — LOCAL MARKET CONTEXT STRIP
   ============================================= */

.pwu-market-strip {
  background: #FFFFFF;
  padding: 48px 40px;
  border-top: 1px solid #E1E1E1;
  border-bottom: 1px solid #E1E1E1;
  font-family: 'Montserrat', sans-serif;
}

.pwu-market-strip-inner {
  max-width: 1140px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 0;
}

.pwu-market-stat {
  flex: 0 0 auto;
  padding: 0 48px;
}

.pwu-market-stat:first-child {
  padding-left: 0;
}

.pwu-market-stat-value {
  font-family: 'Montserrat', sans-serif;
  font-size: 2rem;
  font-weight: 700;
  color: #232730;
  letter-spacing: -0.02em;
  line-height: 1;
  margin-bottom: 6px;
}

.pwu-market-stat-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: #999999;
  line-height: 1.5;
}

.pwu-market-divider {
  width: 1px;
  height: 48px;
  background: #E1E1E1;
  flex-shrink: 0;
}

.pwu-market-note {
  flex: 1;
  padding-left: 48px;
}

.pwu-market-note p {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.72rem;
  font-weight: 400;
  color: #999999;
  line-height: 1.7;
  margin: 0;
  max-width: 380px;
}

/* --- RESPONSIVE --- */
@media (max-width: 968px) {
  .pwu-market-strip-inner {
    flex-wrap: wrap;
    gap: 32px;
  }

  .pwu-market-divider {
    display: none;
  }

  .pwu-market-stat {
    padding: 0;
    flex: 0 0 calc(33% - 24px);
  }

  .pwu-market-note {
    flex: 0 0 100%;
    padding-left: 0;
    border-top: 1px solid #E1E1E1;
    padding-top: 24px;
  }

  .pwu-market-note p {
    max-width: 100%;
  }
}

@media (max-width: 600px) {
  .pwu-market-strip {
    padding: 48px 24px;
  }

  .pwu-market-strip-inner {
    gap: 24px;
  }

  .pwu-market-stat {
    flex: 0 0 calc(50% - 12px);
  }

  .pwu-market-stat-value {
    font-size: 1.5rem;
  }
}

@media (max-width: 400px) {
  .pwu-market-stat {
    flex: 0 0 100%;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-e5b4944 *//* =============================================
   SECTION 4 — FAQ ACCORDION
   ============================================= */

.pwu-faq-section {
  background: #F1F1F1;
  padding: 100px 40px;
  font-family: 'Montserrat', sans-serif;
}

.pwu-faq-inner {
  max-width: 1140px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 340px 1fr;
  gap: 80px;
  align-items: start;
}

.pwu-faq-header {
  position: sticky;
  top: 100px;
}

.pwu-faq-header .pwu-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #77a2c5;
  margin-bottom: 20px;
}

.pwu-faq-header .pwu-eyebrow::after {
  content: '';
  display: block;
  width: 32px;
  height: 1px;
  background: #77a2c5;
  opacity: 0.6;
}

.pwu-faq-header h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: 2.25rem;
  font-weight: 700;
  color: #232730;
  line-height: 1.2;
  margin: 0 0 16px;
  letter-spacing: -0.01em;
}

.pwu-faq-subhead {
  font-family: 'Montserrat', sans-serif;
  font-size: 1rem;
  font-weight: 400;
  color: #999999;
  line-height: 1.6;
  margin: 0;
}

/* --- ACCORDION --- */
.pwu-faq-list {
  display: flex;
  flex-direction: column;
}

.pwu-faq-item {
  border-bottom: 1px solid #E1E1E1;
}

.pwu-faq-item:first-child {
  border-top: 1px solid #E1E1E1;
}

.pwu-faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 24px 0;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.95rem;
  font-weight: 600;
  color: #232730;
  cursor: pointer;
  list-style: none;
  line-height: 1.4;
  transition: color 0.2s ease;
}

.pwu-faq-question::-webkit-details-marker {
  display: none;
}

.pwu-faq-question::marker {
  display: none;
}

.pwu-faq-item[open] .pwu-faq-question {
  color: #77a2c5;
}

.pwu-faq-question:hover {
  color: #77a2c5;
}

.pwu-faq-icon {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  position: relative;
}

.pwu-faq-icon::before,
.pwu-faq-icon::after {
  content: '';
  position: absolute;
  background: currentColor;
  border-radius: 1px;
  transition: transform 0.3s ease, opacity 0.3s ease;
}

.pwu-faq-icon::before {
  width: 12px;
  height: 1.5px;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}

.pwu-faq-icon::after {
  width: 1.5px;
  height: 12px;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}

.pwu-faq-item[open] .pwu-faq-icon::after {
  transform: translate(-50%, -50%) rotate(90deg);
  opacity: 0;
}

.pwu-faq-answer {
  padding: 0 0 28px;
}

.pwu-faq-answer p {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.9rem;
  font-weight: 400;
  color: #333333;
  line-height: 1.8;
  margin: 0 0 12px;
}

.pwu-faq-answer p:last-child {
  margin-bottom: 0;
}

.pwu-faq-answer strong {
  font-weight: 600;
  color: #232730;
}

.pwu-faq-cta-link {
  margin-top: 12px;
}

.pwu-faq-cta-link a {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  color: #77a2c5;
  text-decoration: none;
  transition: color 0.2s ease;
}

.pwu-faq-cta-link a:hover {
  color: #232730;
}

/* --- RESPONSIVE --- */
@media (max-width: 968px) {
  .pwu-faq-inner {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .pwu-faq-header {
    position: static;
  }
}

@media (max-width: 768px) {
  .pwu-faq-section {
    padding: 80px 24px;
  }

  .pwu-faq-header h2 {
    font-size: 1.75rem;
  }

  .pwu-faq-question {
    font-size: 0.875rem;
    padding: 20px 0;
  }
}

@media (max-width: 480px) {
  .pwu-faq-section {
    padding: 60px 20px;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-1ca5b28 *//* =============================================
   SECTION 5 — CTA BAND
   ============================================= */

.pwu-calc-cta {
  background: #232730;
  padding: 100px 40px;
  font-family: 'Montserrat', sans-serif;
}

.pwu-calc-cta-inner {
  max-width: 1140px;
  margin: 0 auto;
}

.pwu-calc-cta-content {
  max-width: 640px;
}

.pwu-eyebrow--light {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #77a2c5;
  margin-bottom: 20px;
}

.pwu-eyebrow--light::after {
  content: '';
  display: block;
  width: 32px;
  height: 1px;
  background: #77a2c5;
  opacity: 0.6;
}

.pwu-calc-cta h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: 2.25rem;
  font-weight: 700;
  color: #FFFFFF;
  line-height: 1.2;
  letter-spacing: -0.01em;
  margin: 0 0 20px;
}

.pwu-calc-cta-body {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.125rem;
  font-weight: 400;
  color: rgba(241, 241, 241, 0.7);
  line-height: 1.7;
  margin: 0 0 40px;
}

.pwu-calc-cta-actions {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

.pwu-btn {
  display: inline-flex;
  align-items: center;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  text-decoration: none;
  border-radius: 2px;
  padding: 15px 30px;
  transition: all 0.3s ease-in-out;
  cursor: pointer;
  white-space: nowrap;
}

.pwu-btn--primary {
  background: #77a2c5;
  color: #FFFFFF;
  border: 1.5px solid #77a2c5;
}

.pwu-btn--primary:hover {
  background: #FFFFFF;
  border-color: #FFFFFF;
  color: #232730;
}

.pwu-btn--ghost {
  background: transparent;
  color: #FFFFFF;
  border: 1.5px solid rgba(255, 255, 255, 0.3);
}

.pwu-btn--ghost:hover {
  border-color: #FFFFFF;
  color: #FFFFFF;
  background: rgba(255, 255, 255, 0.08);
}

/* --- RESPONSIVE --- */
@media (max-width: 768px) {
  .pwu-calc-cta {
    padding: 80px 24px;
  }

  .pwu-calc-cta h2 {
    font-size: 1.75rem;
  }

  .pwu-calc-cta-body {
    font-size: 1rem;
  }

  .pwu-btn {
    padding: 12px 24px;
  }
}

@media (max-width: 480px) {
  .pwu-calc-cta {
    padding: 60px 20px;
  }

  .pwu-calc-cta-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .pwu-btn {
    text-align: center;
    justify-content: center;
  }
}/* End custom CSS */